Los Angeles Insurance Brokers

Keep up.

Keep up.

The insurance world changes almost every day. That’s why you can stay up-to-date with help from YMR Benefits; we keep up so you don’t have to.

Be Selective.

Be Selective.

There are thousands of choices in the insurance market today. Let us navigate the various options to find the perfect policy for you.

Call Today.

Call Today.

This year, open enrollment runs from November to January. With a new, shortened enrollment window, you should contact us to schedule a free consultation.

Contact us to reserve a free consultation today. Click here!
  • About YMR
  • Why Us
  • Policies
  • FAQs on insurance buying

YMR offices image

YMR Benefits provides personalized insurance brokerage services to individuals and small businesses in the greater Los Angeles County area. Our current business clients – anywhere from 1 to 250 employees – are in retail, manufacturing, technology, real estate, professional services, food service, hospitality, communications and nonprofit. We’ve been a valued partner for westside families and business owners for over 20 years. We are located on Overland Avenue in West Los Angeles, California. See how some of our clients feel about us.

Our personal insurance focus is on the health and welfare of individuals and their families who do not participate in group insurance plans.
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Our business insurance focus concentrates on group plans from the top insurers and finding the best solutions for your company.
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We work with retirees and 65+ clients to maximize their Medicare and Medicare Supplemental coverage needs.
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YMR is an active member of the National Association of Health Underwriters, the California Association of Health Underwriters and the Los Angeles Association of Health Underwriters.

YMR consultation image

Insurance is a difficult industry to understand for most people. We like to think of you as an explorer in an unfamiliar landscape, and we are your trusted guides.

At YMR Benefits, we take great pride in our individual and group services, and we believe we go above and beyond typical big insurance agencies in our personal work with clients. We are typically responsive to your requests and inquiries within hours of contact, and rarely take longer than 24 hours to respond to you.

We are persistent in contacting your insurer to help provide resolutions of issues, assist in claim settlements, adding or subtracting members of your plan, and followups to ensure you’ve been taken care of. We often make personal visits to best respond to your needs.

Please contact us today so we may assist you with your insurance needs.

Personal insurance-insuring your family


Are you looking for individual medical coverage, group insurance for a business, Medicare supplemental insurance or life insurance policies?

We can work with you to help select any of these insurance policies.

Individual Medical

Group Medical and Umbrella

Medicare Supplemental

Life Insurance

Call or contact us today for a free consultation and our recommendations for your specific needs.

 

Can I buy directly from an insurer?

Yes. However, it’s in your interest to check on the Covered California website to see if you can obtain any financial assistance from the federal government and reduce the cost of your policy.

What happens if I don't purchase health insurance?

You will pay a penalty with your annual taxes if you cannot prove you have coverage. In addition, you will be required to purchase coverage for the next year.

Why work with an Insurance Broker?

A licensed broker tailors programs to fit your individual or business needs, re-rates carriers for appropriateness at every renewal, and lets you, the client, choose among the best options for the plan that’s right for you.

I’m over 65. How can you help?

We can assist in MediCare sign-ups, help you compare supplements from the different carriers, find out if your doctors are covered in the available plans, and we will show you how you can save the most money.

Are my doctors in network?

We will help you contact your doctor’s office and find out which insurance providers have your doctor in network.

I missed open enrollment. Am I stuck for the rest of the year?

It depends. You may sign up after the enrollment cutoff (February 15, 2015 for the 2015 calendar year) if you have had a life change circumstance. For example, you may have moved, lost or changed jobs, become married or divorced your spouse, or otherwise have had a significant income change for the year. Call us to see if we can help you apply for coverage post-enrollment.

If you have other questions, please let us know so we can add to our FAQs page.

As a small business owner, it’s important to offer my employees a benefits package that rewards them for their service. YMR Benefits understood this and ensured that we got the best value for our investment.
 

Paul Zimmy, Managing Partner Paul Zimmy, Managing Partner

Precision Development